Energy-Efficient Mortgages and Financing
The following Web sites offer information on energy-efficient financing programs, including mortgages, home improvement loans, refinancing, and home energy ratings.
Financing an Energy-Efficient Home
This fact sheet from the Department of Energy features an overview of energy-efficient financing programs from mortgages to home improvement loans.
U.S. Department of Housing and Urban Development: Energy-Efficient Mortgage Program
The Energy-Efficient Mortgage Program is one of many Federal Housing Authority programs that insure mortgage loans to encourage lenders to make mortgage credit available to borrowers, such as first-time homebuyers, who would not otherwise qualify for conventional loans on affordable terms.
Energy Ratings and Mortgages
Energy efficient homes may qualify for mortgages that take into account a home's efficiency. Residential Energy Services Network (RESNET) provides information on home energy rating systems, energy efficient mortgages, and finding certified energy raters and lenders who know how to process energy efficiency mortgages.
Refinancing for Energy-Efficiency Improvements
An overview of refinancing to make energy efficiency improvements, from the Alliance to Save Energy.